Open Banking Risk Insight Platform for
Lenders and Lending Platform for SMBs
Open Banking Risk Engine
Faster Access to Capital, Seasoned Lenders
Connect qualified small to medium-sized businesses with specialized lenders who are well-suited to cater to and meet the specific demands of their industries.
Embedded Credit Operating System
Embedded Lending API for Digital Platforms.
Your sellers apply for a loan directly on your platform. Provide sellers with the right financing at the right time. The loan is approved by our lending and the seller receives their money.
Lending Platform for SMBs
Connect to Our 100 Plus Lending Partners and have Quick Access to Finance
KUBE offers the tools required for the entire process of creating credit products, from application to decision-making and underwriting, which can be embedded.
Unleash the power of cash flow driven
underwriting through open banking
Data Categories
Organize, categorize, and enhance unstructured transaction data to produce well-organized, simplified, and precise account records.
Valuable Insights
Reveal essential insights and characteristics that depict a consumer's financial standing, including liquid assets, financial commitments, spending tendencies, and more.
Income Sources
Study banking transactions to pinpoint gross and net earnings, assess income stability, and evaluate employment-related details.
We Connect Borrowers & Lenders
SMB Business Finance
Empowering your SMB business
Business Credit Card
Earn benefits through business credit cards
Consumer Credit Card
Get the credit you deserve
How It Works?
Log in to the app with your phone number
Answer a few questions to generate a Kube score
View affordable credit options to suit your needs
Get a decision and receive your funds
For Fintechs
No fintech experience?
Don’t worry. We will take care
Kube enables you to quickly create and launch various types of credit products, such as credit cards, Buy-Now-Pay-Later and B2B payments, by using just one API and contract. This allows for a full credit operation to be live in a matter of minutes.
For SaaS Companies
No SaaS experience?
We've got this covered too
Embedded credit: Your new growth-driver Drive growth, boost your bottom-line, and delight Your customers with the capital they need to thrive. Straight from your products from your product experience.
For Lenders
Attract more customers,
lend smarter
Utilize Kube's marketplace to access qualified small to medium-sized businesses and make quick credit decisions using Kube's credit decision-making engine. Improve your credit models by using your own customer data in combination with external sources, which will help you outcompete your competitors.
Our Partners
Download the App.
Get started with next-level banking with the Bank app.
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