Agentic Banking:The Futureof Finance

Empower your customers with intelligent, AI-driven experiences to manage their money smarter and better

Powered by KubeOS

Deliver smarter, faster, and more personalized financial services with Kube's agentic AI infrastructure.

Kube Pulse

Plug-and-play AI for your bank.

Add a secure, white-label AI assistant directly into your mobile or web app. By connecting with your transaction APIs, Kube Pulse provides:

Real-time answers to customer queries
Personalized insights and recommendations
On-the-spot service in your branded environment

No heavy lift. No long integration cycles. Just instant intelligence inside your customer experience.

Kube XP

Make finance feel rewarding.

Turn financial interactions into a journey where customers:

Earn points for milestones
Unlock perks and rewards
Come back daily for new challenges

Kube XP transforms your app into a gamified, motivating environment — driving loyalty, engagement, and repeat usage.

Kube Vault

AI-powered lending, built on open banking.

Kube Vault gives financial institutions a powerful, AI-driven foundation to scale lending with confidence.

Open Banking Risk Engine
Intelligent Underwriting Platform
Digital Spin-off Ecosystem

From business loans to mortgages and Islamic finance, Kube Vault enables a fully digital lending journey — flexible, compliant, and built for the future of finance..

Kube Lending Infrastructure

Built for banks, mortgage providers, Islamic finance institutions, and business finance advisors who want to digitize and accelerate lending workflows — without building from scratch.

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Prospecting + AI Credit Scoring

Smart Risk Assessment

Evaluate borrower intent and creditworthiness in real-time with AI-powered scoring that blends financial history, behavioral signals, and custom logic.

Real-time scoring

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White-Label Lending Solutions

BNPL & Embedded Finance

Offer your own branded lending products — from Buy Now Pay Later to merchant financing — with dynamic credit lines and automated repayment flows.

Fully customizable

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Digital Loan & Mortgage Onboarding

Instant Origination

Onboard borrowers in minutes with automated KYC, eligibility checks, and document verification — streamlined for loans, mortgages, and business finance.

Minutes to approval

Ready to Transform Your Financial Services?

Let's build the AI-powered future of finance — together.

Get Started

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KubeOS

AI-Powered Financial Solutions

Lead Generation

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Affordability Score

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Digital Lending

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